Or Products and Services

For more information, please submit the contact request below the product you are specifically interested in. Include your age, state &  if you are male or female.

 

 

Final Expense, Term and Indexed Universal Life

We have a wide assortment of Whole life products including Final Expense and Burial Insurance Policies. These polices are design to be smaller, portable whole life policies that fit fixed income budgets. They are also are in place to the age of 121 and DO NOT go up in price. They range from $2000 to $50,000 in coverage. Many with NO  MEDICAL EXAM!

We also offer Term life insurance policies as well. These policies are considered to be "temporary" meaning that they last for 10, 15, 20 or 30 year terms. Term Life is different because they are for people who have larger obligations such as family income replacement, mortgages, student loan co-signs, etc.

Looking for a way to protect your family and grow your money over time? Indexed Universal Life (IUL) insurance could be the perfect solution.

An IUL policy combines permanent life insurance protection with growth potential tied to market indexes like the S&P 500 — giving you the best of both worlds.

No waiting period Guaranteed Issue Whole Life

Life Insurance is a NEED! This Allstate Benefits Life Whole Life/ Final Expense policy has NO Medical questions asked and has NO two year waiting period. It's True!-Up to $75k in coverage for ages 18-70.

The only requirement is that you have worked at least 20 hours a week as a for the past 90 days or have been self employed making a profit for the last 90 days.

This policy is traditional whole life. Not only  does it have a death benefit that is effect until age 121,  every premium you pay helps grow a tax-deferred cash value. That money is yours — you can borrow against it, use it in emergencies, or even help fund retirement or college expenses.

You are allowed to self-enroll as well. Just reach out for a quote and a link that will take you through the guaranteed approval process.

 

ACA Marketplace Health Insurance

When it comes to health insurance, two things matter most: having the right coverage and having someone who can help you get it. That’s exactly what the Affordable Care Act (ACA) and a skilled insurance agent bring to the table — a powerful partnership that protects your health and your finances.

If you’ve ever felt overwhelmed trying to understand your health insurance options, you’re not alone. But here’s the good news: the ACA makes coverage affordable, and a qualified insurance agent helps make it simple.

A trusted ACA-certified insurance agent:

  • Evaluates your income and household size to help determine your exact subsidy

  • Compares all available plans to find the best coverage for your needs

  • Explains the fine print so you avoid surprise costs

  • Ensures you don’t miss key deadlines or benefits

Best of all? There’s no extra cost to work with a licensed ACA agent — their services are often free to you.

Gig Economy-1099 Worker Benefit combos

The freedom of being your own boss is unbeatable — setting your own hours, choosing your clients, and building something that’s 100% yours. But let’s be real: working as a 1099 contractor, freelancer, or gig worker comes with serious responsibilities, especially when it comes to your health and financial future.

 

Without an employer to handle your benefits, it’s up to you to make sure you’re protected. That means securing two essential tools for long-term stability:
✅ Health Insurance
✅ Retirement Planning

Here’s why both are absolutely essential — and how to get the right options that fit your 1099 lifestyle.